Would your employer pay you indefinitely if you became disabled?
Do you have a PROPERLY STRUCTURED disability insurance policy?
Would your employer pay you indefinitely if you became disabled?
Do you have a PROPERLY STRUCTURED disability
insurance policy?


Provide Income
In the event of a sudden injury or illness, we can protect your income with a properly structured disability insurance policy.


Partial Disability Options
Even in the event you are partially disabled we have solutions to protect your income in the event you can only work part time.


Income Adjusted For Inflation
Your income typically increases each year. Why would you not have a disability policy that does the same?


Provide Income
In the event of a sudden injury or illness, we can protect your income with a properly structured disability insurance policy.


Partial Disability Options
Even in the event you are partially disabled we have solutions to protect your income in the event you can only work part time.


Income Adjusted For Inflation
Take advantage of an asset class that has no relationship to stock market in order to insulate yourself from market volatility.
We are all familiar with the fable of a goose that lays golden eggs. Imagine yourself as the goose and your valuables as the eggs. Which would you insure?” - Michael Gerstman
We are all familiar with the fable of a goose that lays golden eggs. Imagine yourself as the goose and your income as the eggs. Which would you insure?”
- Michael Gerstman
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Let's Have a Chat
Not all financial advisors are created equal. Relative to disability insurance products, many products are similar to others. The difference is often the financial advisor’s particular experience with these products and how to structure them to your situation.
When structured properly, you disability insurance policy protects your family/business and provides income adjusted for inflation. Let’s have a discussion to find out more about your situation.

Let's Have a Chat
Not all financial advisors are created equal. Relative to disability insurance products, many products are similar to others. The difference is often the financial advisor’s particular experience with these products and how to structure them to your situation.
When structured properly, you disability insurance policy protects your family/business and provides income adjusted for inflation. Let’s have a discussion to find out more about your situation.
“Successful people are those who are willing to do the things that unsuccessful people are unwilling to do” - Seymour Gerstman
Testimonials

Dr. Hal Abrahams, New Rochelle, NY
10/08/2020
“I have been working with my financial advisor, Michael Gerstman for over 20 years. Michael employed a technique that put tens of thousands of dollars in my pocket. Both my CPA and I were hugely impressed by Michael’s expertise. I’m lucky to have him on my team and you really need to have him on yours!”

Jason Haber,
Partner Law Firm of Haber-Blank
14/08/2020
"I give Michael Gerstman and his team my highest recommendation. Michael has assisted my family for about a decade. He has always stayed on top of changes that might affect our goals and gives sound advice to keep us on track. When it comes to financial matters, there isn't a shadow of a doubt that Michael is my first call."

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(833) 433-2713